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David Raymond Amos @DavidRayAmos
Replying to @DavidRayAmos @alllibertynews and 49 others
I finally crossed paths with this CFIB dude personally during secret meetings last summer about NB Power's future. Need I say I was not impressed?
https://davidraymondamos3.blogspot.com/2020/04/hundreds-of-nb-businesses-in-jeopardy.html
#nbpoli#cdnpoli
https://www.cbc.ca/news/canada/new-brunswick/covid-19-businesses-rent-relief-cfib-1.5547343
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Hundreds of businesses belonging to the Canadian Federation of Independent Business say they're at risk of closing for good if they don't get more help. (Marty Melville/AFP via Getty Images)
The wheels of the provincial recovery plan are in motion, but many New Brunswick businesses are still at risk of financial peril, according to the local director of the Canadian Federation of Independent Business.
Louis-Philippe Gauthier, the federation's director of provincial affairs for New Brunswick and Prince Edward Island, said if the current COVID-19 restrictions and related financial support programs remain until the end of May, as many as 36 per cent of its 5,000 members in the province won't survive.
The revelation has renewed calls for greater support for businesses, in particular an expanded or additional rent relief package.
The federation has been polling its members every weekend for the past seven weeks. The latest survey data, to be published Tuesday, indicate 21 per cent of businesses are still open, he said.
Gauthier told Shift New Brunswick on Monday owners are concerned for cash flow and how consumer spending will play out during the multi-phase recovery.
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Louis-Philippe Gauthier is the director of provincial affairs in New Brunswick and Prince Edward Island for the Canadian Federation of Independent Business. (CBC)
"It's an unfortunate reality," he said. "The situation has essentially shut down the doors and with no cash coming in, well, businesses only have so much of a cushion."
The latest survey was conducted in the days after the release of the recovery plan Friday.
The plan first reopens low-contact workplaces and activities, like outdoor recreation, before moving onto "controlled contact" zones, like restaurants and retail, two to four weeks from April 24, barring any setbacks. High contact spaces, like gyms and barbers, are three to four weeks from there if there's no new wave of cases.
The timeline for large gathering spots, like organized sports and bars, has yet to be determined.
Three unrelated community outbreaks in a six-day period may trigger renewed restrictions — something that would be "very problematic" for businesses struggling to survive, Gauthier said.
Workplaces must establish appropriate cleaning and disinfecting practices, but Gauthier said he's hearing concern it might be difficult for businesses to get their hands on cleaning supplies in this environment.
As GNB moves into recovery for COVID-19, it is critical that public health measures are followed to reduce the risk impact of further waves of COVID-19 to the public and to progress towards a ‘new normal’. https://bit.ly/3aCYiwW
![View image on Twitter]( "View image on Twitter")
9:40 PM - Apr 24, 2020
Gauthier is pleased, however, the government has provided a roadmap for the weeks and months ahead.
"It provides clarity for businesses even though there is a very small amount of businesses, like golf courses and fishing operators, that can start right away," he said. "It gives us a very good insight as to what will be the requirements for businesses when in the subsequent phases."
Prime Minister Justin Trudeau announced Friday a new rent subsidy program to help businesses forced to shut down due to the global pandemic. The plan, to be funded jointly with the provinces, will provide non-repayable loans to commercial property owners to cover 50 per cent of rent payments for April, May and June.
Higgs said New Brunswick will take part in the program.
Louis-Philippe Gauthier with the CFIB talks about businesses in New Brunswick as they start to consider re-opening their doors, and what financial help is available for them. 9:11
Gauthier said the vast majority of his members say it's a flawed program and only 28 per cent believe they can qualify.
To qualify, small business tenants must pay less than $50,000 a month in rent. They also must have experienced a revenue decline of at least 70 per cent from pre-COVID-19 levels, or they must have been forced to close down because of pandemic restrictions.
And some members claim their landlord isn't participating, Gauthier said.
The federation — in addition to opposition MPs — was quick to criticize that point after the program was announced.
"As landlords do not have to participate and will be expected to accept some losses under the program, they may choose to ignore it, even if their tenants badly need it," national vice-president Laura Jones said in a statement.
The federation's polling suggests 58 per cent of its members nationwide will not be able to pay May rent in full without further assistance.
Gauthier said they continue to push for an amended or expanded program, but, ultimately, he wants to see the New Brunswick government provide a grant program to cover that monthly fixed expense.
54 Comments
David Amos
I finally crossed paths with this CFIB dude personally during secret meetings last summer about NB Power's future. Need I say I was not impressed?
Mac Isaac
Business owners must be helped if they are to survive, but so must property owners/landlords unless we want to see them go bankrupt. I don't see many winners if the property owners go bankrupt. At some point somethings gotta give!!
Nicolas Krinis
Mary Smith
Turn the CERB into a Universal Basic Income - remove the $5000 threshold, make it universal and thus the $1000 income cap would be removed, and have it not count towards taxes at the end of the year.
With a UBI businesses can stay afloat because customers will have money to spend on those businesses within their local economies, people will have incentive to still earn because it would be ON TOP of their benefit, businesses could then manage this storm and businesses and landlords alike can make it through okay, workers will have danger pay/bonus pay if they can work, workers will then be able to financially take a sick day and keep their communities safe, and it would ensure that no Canadians fall through the cracks the CERB has right now.
The Maritimes is the perfect place for a larger scale UBI trial. We're all going to be staying within our communities for this pandemic and we would use that UBI locally. This could work - UBI is the one program to replace them all - and it would benefit us all and keep our economies going and that money would flow throughout our communities over and over again.
Call it "Covid-Bucks" or some pun to do with the Maritimes or something. We're all in this together and UBI would help all of us thrive and ride out this storm together.
Tom Simmons
it's going to get expensive out there in another 3 to 6 months...inflation is going to go thru the roof
SarahRose Werner
Fern Robichaud
These businesses should ban together and file a civil suit against the Higgs Government. There is no justification for prolonging the shutdown nor were there sufficient reason(s) to implement it in tbe first place.
Alison Jackson
Well, that's where banks and financial houses with corporate shareholders need to step up to the plate. None of these entities are prepared to take a hit like the rest of us.
David Amos
Roy Nicholl
The CFIB only represents a fraction of NB Businesses. Most small businesses and sole-proprietaires are not members.
David Amos
val harris
The CFIB shouldn’t even comment how much of a struggle has it been for Louis. He’s done nothing or ever brought anything to the table, I have listened to him the past few years really it’s boring
David Amos
John Smith
This Association is constantly complaining about taxes and paying their fair share so I wonder where they think this money should come from to help their members? The taxpayer?? Obviously not from them because they obviously think the world is a free ride.
David Amos
Neil MacLean
Business is a risk. If you do something non-essential, then your business is non-essential. At times like this that can cause horrifying reallocation of resources. But a lot folks worship markets....... When businesses stop, I have a big concern for their creditors who are owed something for something that was provided. That is where some of the biggest injustices fall.
David Amos
David Raymond Amos @DavidRayAmos
Replying to @DavidRayAmos @alllibertynews and 49 others
I finally crossed paths with this CFIB dude personally during secret meetings last summer about NB Power's future. Need I say I was not impressed?
https://davidraymondamos3.blogspot.com/2020/04/hundreds-of-nb-businesses-in-jeopardy.html
https://www.cbc.ca/news/canada/new-brunswick/covid-19-businesses-rent-relief-cfib-1.5547343
Hundreds of N.B. businesses in jeopardy without rent relief, says federation
CFIB polling suggests 36% of 5,000 members won’t survive until June at this rate
CBC News· Posted: Apr 28, 2020 10:00 AM AT
Hundreds of businesses belonging to the Canadian Federation of Independent Business say they're at risk of closing for good if they don't get more help. (Marty Melville/AFP via Getty Images)
The wheels of the provincial recovery plan are in motion, but many New Brunswick businesses are still at risk of financial peril, according to the local director of the Canadian Federation of Independent Business.
Louis-Philippe Gauthier, the federation's director of provincial affairs for New Brunswick and Prince Edward Island, said if the current COVID-19 restrictions and related financial support programs remain until the end of May, as many as 36 per cent of its 5,000 members in the province won't survive.
The revelation has renewed calls for greater support for businesses, in particular an expanded or additional rent relief package.
The federation has been polling its members every weekend for the past seven weeks. The latest survey data, to be published Tuesday, indicate 21 per cent of businesses are still open, he said.
Gauthier told Shift New Brunswick on Monday owners are concerned for cash flow and how consumer spending will play out during the multi-phase recovery.
Louis-Philippe Gauthier is the director of provincial affairs in New Brunswick and Prince Edward Island for the Canadian Federation of Independent Business. (CBC)
"It's an unfortunate reality," he said. "The situation has essentially shut down the doors and with no cash coming in, well, businesses only have so much of a cushion."
The latest survey was conducted in the days after the release of the recovery plan Friday.
The plan first reopens low-contact workplaces and activities, like outdoor recreation, before moving onto "controlled contact" zones, like restaurants and retail, two to four weeks from April 24, barring any setbacks. High contact spaces, like gyms and barbers, are three to four weeks from there if there's no new wave of cases.
The timeline for large gathering spots, like organized sports and bars, has yet to be determined.
Three unrelated community outbreaks in a six-day period may trigger renewed restrictions — something that would be "very problematic" for businesses struggling to survive, Gauthier said.
An operational plan
A detailed guidance document states workplaces must develop an operational plan "outlining how daily operations will be managed to meet the additional measures in this documents." Those include physical distancing, hand and respiratory hygiene, pre-screening for symptoms, signage and enforcement.Workplaces must establish appropriate cleaning and disinfecting practices, but Gauthier said he's hearing concern it might be difficult for businesses to get their hands on cleaning supplies in this environment.
As GNB moves into recovery for COVID-19, it is critical that public health measures are followed to reduce the risk impact of further waves of COVID-19 to the public and to progress towards a ‘new normal’. https://bit.ly/3aCYiwW
9:40 PM - Apr 24, 2020
Gauthier is pleased, however, the government has provided a roadmap for the weeks and months ahead.
"It provides clarity for businesses even though there is a very small amount of businesses, like golf courses and fishing operators, that can start right away," he said. "It gives us a very good insight as to what will be the requirements for businesses when in the subsequent phases."
Rent relief
But the federation is calling the provincial government for more support for businesses, specifically filling gaps in the federal rent relief program.Prime Minister Justin Trudeau announced Friday a new rent subsidy program to help businesses forced to shut down due to the global pandemic. The plan, to be funded jointly with the provinces, will provide non-repayable loans to commercial property owners to cover 50 per cent of rent payments for April, May and June.
Higgs said New Brunswick will take part in the program.
Shift - NB
N.B. businesses prepare for re-opening
Gauthier said the vast majority of his members say it's a flawed program and only 28 per cent believe they can qualify.
To qualify, small business tenants must pay less than $50,000 a month in rent. They also must have experienced a revenue decline of at least 70 per cent from pre-COVID-19 levels, or they must have been forced to close down because of pandemic restrictions.
And some members claim their landlord isn't participating, Gauthier said.
The federation — in addition to opposition MPs — was quick to criticize that point after the program was announced.
"As landlords do not have to participate and will be expected to accept some losses under the program, they may choose to ignore it, even if their tenants badly need it," national vice-president Laura Jones said in a statement.
"More help from provincial governments to cover those falling through the eligibility cracks of federal programs is needed to get through this. The limitations of these programs underscore the need to get businesses back in business as soon as it's safe to do so."
The federation's polling suggests 58 per cent of its members nationwide will not be able to pay May rent in full without further assistance.
Gauthier said they continue to push for an amended or expanded program, but, ultimately, he wants to see the New Brunswick government provide a grant program to cover that monthly fixed expense.
With files from Shift New Brunswick
54 Comments
David Amos
I finally crossed paths with this CFIB dude personally during secret meetings last summer about NB Power's future. Need I say I was not impressed?
Richard Dunn
Reply to @David Amos: I am sure the CFIB dude had the same feeling.
David Amos
Reply to @Richard Dunn: Yea well how do you explain why he did not turn up at the next secret meeting?
David Amos
Reply to @Richard Dunn: Methinks Higgy knows that unless you were one of the dudes listening in on the phone you were not privy to anything anything that was said and the Chatham House rules prevail until the long deleayed "Straw Man" report is finally revealed in which the dubious dude and I are named N'esy Pas?
Mac Isaac
Business owners must be helped if they are to survive, but so must property owners/landlords unless we want to see them go bankrupt. I don't see many winners if the property owners go bankrupt. At some point somethings gotta give!!
Nicolas Krinis
Reply to @Mac Isaac: Banks are doing everything they can to keep businesses afloat. Arranging skipping mortgage payments, credit card minimum payments and the list goes on. It's not the property owners I worry about, it's the businesses they house.
David Amos
Reply to @Nicolas Krinis: Yea Right
Mary Smith
Turn the CERB into a Universal Basic Income - remove the $5000 threshold, make it universal and thus the $1000 income cap would be removed, and have it not count towards taxes at the end of the year.
With a UBI businesses can stay afloat because customers will have money to spend on those businesses within their local economies, people will have incentive to still earn because it would be ON TOP of their benefit, businesses could then manage this storm and businesses and landlords alike can make it through okay, workers will have danger pay/bonus pay if they can work, workers will then be able to financially take a sick day and keep their communities safe, and it would ensure that no Canadians fall through the cracks the CERB has right now.
The Maritimes is the perfect place for a larger scale UBI trial. We're all going to be staying within our communities for this pandemic and we would use that UBI locally. This could work - UBI is the one program to replace them all - and it would benefit us all and keep our economies going and that money would flow throughout our communities over and over again.
Call it "Covid-Bucks" or some pun to do with the Maritimes or something. We're all in this together and UBI would help all of us thrive and ride out this storm together.
Paul Krumm
Reply to @Mary Smith: UBI a great idea, no more welfare payments or admin costs same for a UIC, pensions etc a huge saving that with a more equitable tax system would probably be very cost effective which is the very reason it will never be. No government wants to reduce its minions their only objective is to grow like topsy, ever larger and more inefficient.
Mary Smith
Reply to @Paul Krumm: Here's the way to solve that issue: the government employees near retirement, can retire early. Do not hire new employees to fill those roles. Those employees remaining can be shifted into other roles, for now, like in addiction services or the like (programs where there will always be a need, and where they could do some real good).
The key is you make those employees still in the system exempt from the elimination of redundant government jobs that UBI would cause. It doesn't have to all happen overnight, but by phasing out those redundant jobs over time it's a win-win.
Yang talks a lot about this (his example is about applying term limits to congress, and the struggle at how to pass something that is in essence against a congress persons interest). You get term limits passed by exempting those who are currently employed, and they would gladly pass it because it doesn't directly effect them, just any new congress members.
This could be done if implemented in the right way. Look at the DMV -- no one ever says that's run effectively -- almost everything the DMV does can be done online, and more efficiently. The last time I went into a government office, there was a person behind glass and when I went to talk to her she just tapped at a sign on the glass saying to go online. What a redundant and blatant misuse and waste of tax dollars.
UBI would be the one program to replace them all, but there will always be a need for some government workers but not nearly as many as we currently have. The people who don't take an early retirement can easily be shifted around to a role that actually is not just a make work program, but a role that is useful, needed, a good use of tax dollars, and a role that benefits the people and society.
The key is you make those employees still in the system exempt from the elimination of redundant government jobs that UBI would cause. It doesn't have to all happen overnight, but by phasing out those redundant jobs over time it's a win-win.
Yang talks a lot about this (his example is about applying term limits to congress, and the struggle at how to pass something that is in essence against a congress persons interest). You get term limits passed by exempting those who are currently employed, and they would gladly pass it because it doesn't directly effect them, just any new congress members.
This could be done if implemented in the right way. Look at the DMV -- no one ever says that's run effectively -- almost everything the DMV does can be done online, and more efficiently. The last time I went into a government office, there was a person behind glass and when I went to talk to her she just tapped at a sign on the glass saying to go online. What a redundant and blatant misuse and waste of tax dollars.
UBI would be the one program to replace them all, but there will always be a need for some government workers but not nearly as many as we currently have. The people who don't take an early retirement can easily be shifted around to a role that actually is not just a make work program, but a role that is useful, needed, a good use of tax dollars, and a role that benefits the people and society.
Nicolas Krinis
Reply to @Mary Smith: You can give away your money. Nobody is stopping you.
David Amos
Reply to @Mary Smith: Methinks Dominic Cardy would no doubt agree that you should run for the local NDP leadership N'esy Pas?
Tom Simmons
it's going to get expensive out there in another 3 to 6 months...inflation is going to go thru the roof
SarahRose Werner
Reply to @Tom Simmons: Is it? Most of the economic folks seem to be predicting a recession.
David Amos
Reply to @Tom Simmons: YUP
Tom Simmons
Reply to @SarahRose Werner: Recession/depression won't matter with inflation. The central banks around the world creating money with keystrokes. Every time they do that it robs you of your current purchasing power. It's theft, they don' even need to reach into your pocket, they just give it to others.
David Amos
Content disabled
Reply to @Tom Simmons: YUPTravis Ladwin
Reply to @Tom Simmons:
Wrong. People aren't going out and spending all their money on goods and services right now, they're using the government benefits to pay rent, buy food, or pay for education.
Wrong. People aren't going out and spending all their money on goods and services right now, they're using the government benefits to pay rent, buy food, or pay for education.
Tom Simmons
Reply to @Travis Ladwin: Wrang lol
Nicolas Krinis
Reply to @Tom Simmons: Nope. it was below 1% for the last couple of months. Stop making things up.
Nicolas Krinis
Reply to @Tom Simmons: And yet, with the most massive QE in history, inflation barely budged from around 1.5-2% since the Great Recession.
Terry Tibbs
Reply to @Travis Ladwin:
You are right, not right now, those who have been watching and paying attention have already done their spending. Right about the 15th of March prices adjusted themselves pretty much 20-25% upwards.
You are right, not right now, those who have been watching and paying attention have already done their spending. Right about the 15th of March prices adjusted themselves pretty much 20-25% upwards.
David Amos
Reply to @Terry Tibbs: Methinks in couple of months Higgy won't be so popular when the price of flour climbs kinda high and Lady Russell tells us to eat cake instead of bread N'esy Pas?
Fern Robichaud
These businesses should ban together and file a civil suit against the Higgs Government. There is no justification for prolonging the shutdown nor were there sufficient reason(s) to implement it in tbe first place.
Bob Smith
Reply to @Fern Robichaud: No reason? Maybe you should read the news a bit more about the pandemic. I know you've been posting here against it since the beginning but you need to be better informed going forwards...
Alison Jackson
Reply to @Fern Robichaud
I am NOT a conservative supporter , but believe you me, he's doing a bang up job on this. My best friend and his wife in London Ontario contracted the corona-virus about 6 weeks ago, and they are just getting back to 'normal' now. He said it was horrible with an ongoing fever, coughing and exhaustion they couldn't shake. This virus has a death rate of 12-15% of anyone over 70. You are apparently OK with that huh?
Wow...I'm not.
I am NOT a conservative supporter , but believe you me, he's doing a bang up job on this. My best friend and his wife in London Ontario contracted the corona-virus about 6 weeks ago, and they are just getting back to 'normal' now. He said it was horrible with an ongoing fever, coughing and exhaustion they couldn't shake. This virus has a death rate of 12-15% of anyone over 70. You are apparently OK with that huh?
Wow...I'm not.
Fern Robichaud
Reply to @Bob Smith: Better inforned, there's nothing to be informed about, the numbers simply aren't there. Fear mongering is not a pandemic made. I suggest you need to stop listening to the news and instead focus on facts.
Fern Robichaud
Reply to @Alison Jackson: Influenza has roughly the same mortality rate overall, the same recovery rates too. Focus on the positive but the fact is people with preconditions such as heart disease, diabetes etc..., are at risk for these types of virus, always were. Our elders will die no matter what we do, we are mortals, what we can do is treat them, quarantine them in some cases (senior's homes) but keep moving, let's not stop people from enjoying life and freedoms.
David Amos
Reply to @Fern Robichaud: Methinks you people should ignore my fun with the Chiac lingo and finally check my lawsuit that I failed in 2015 N'esy Pas?
Roy Nicholl
Reply to @Fern Robichaud:
The mortality rate of influenza is about 1/10 to 1/20th that of COVID-19 (thus far).
The mortality rate of influenza is about 1/10 to 1/20th that of COVID-19 (thus far).
Brian Decker:
Reply to @Fern Robichaud: So I guess the point you seem to miss here is that Influenza has known treatment, a yearly preventative shot (wont' necessarily call it a vaccine) and definite herd immunity. Why, because it's been around forever. The word "novel" means just that. This is new, there is no immunity in general, no known/proven treatment, and as of yet no vaccine. Plus it's not just the elderly who are becoming uncharacteristically ill and dying. It's all ages.
David Amos
Reply to @Fern Robichaud: Methinks if I first don't succeed I should sue 3 the Queen more times and put the first matter before the the Supreme Court of Canada in order to remind it that Rule 55 of Federal Court is not acceptable within a purportedly "Just Democracy" N'esy Pas?
Therese Benoit
Reply to @Fern Robichaud: are you another science denier? Perhaps you would rather be in the US and dying like nearly 60K have already in less than 8 weeks. You should be thankful you are in Canada and alive !
Fern Robichaud
Reply to @Therese Benoit: Anyone who believes the numbers coming out of New York needs to sit down and have someone give him or her a nice long talk, a very very long long talk. The numbers in the US are likely in the vicinity of 25,000, roughly 10X times ours for a population 10X ours. Politics in the US borders on the insanity.
Fern Robichaud
Reply to @Roy Nicholl: When all is said and done, the number of deaths from viruses such as Covid-19, Influenza or pneumonia at the end of 2020
will be roughly the same total overall. We will then all look back and ask ourselves "What was that all about".
will be roughly the same total overall. We will then all look back and ask ourselves "What was that all about".
Bryan Jones
Reply to @Fern Robichaud: That sounds like a conspiracy to me. Do you also believe that bleach can kill the virus if drunk. If so then don't let me stop you.
Nicolas Krinis
Reply to @Bob Smith: If your information is sourced by the "news", no wonder you don't agree.
Nicolas Krinis
Reply to @Fern Robichaud: The true numbers of CFR are coming out and governments know that there must be some truth to it. So, they are taking the middle ground and will be able to save face when what is really happening is not what the "news" are reporting. On the other hand, the sword cuts both ways. There just wasn't enough information and no mature data with a common date horizon. So, they acted in a conservative fashion and probably erred on the conservative side. Was it a good move? Well, better safe than sorry as the saying goes.
Nicolas Krinis
Reply to @Roy Nicholl: You know this, how exactly? Do you think this is settled? Recent research is showing that it is a match with seasonal influenza.
Nicolas Krinis
Reply to @Therese Benoit: What science would that be? We're not talking about gravity, the speed of light or the age of the Earth. Top scientists can't even agree on the subject and you're accusing another poster of being a science denier?
Nicolas Krinis
Reply to @David Amos: Speaking/writing Chiac is not something to be proud of, in my humble opinion. You either speak/write a language correctly, or don't do it at all. Speaking eloquently and with a minimum of a vocabulary is what commands respect towards the people speaking the language.
Nicolas Krinis
Reply to @Fern Robichaud: Please share a source to prove this information. Thanks.
Nicolas Krinis
Reply to @Fern Robichaud: You are correct. So far, every research paper involving random samples of a given population are hinting towards SARS-CoV-2 having a lesser mortality rate than that of the flu.
David Amos
Reply to @Nicolas Krinis: Methinks you forgot to ask me if I cared what you think about me N'esy Pas?
Alison Jackson
Well, that's where banks and financial houses with corporate shareholders need to step up to the plate. None of these entities are prepared to take a hit like the rest of us.
David Amos
Reply to @Alison Jackson: Methinks you and some other folks may enjoy Googling "Harper and Bankers" sometime N'esy Pas?
Roy Nicholl
The CFIB only represents a fraction of NB Businesses. Most small businesses and sole-proprietaires are not members.
David Amos
Reply to @Roy Nicholl: True
David Amos
Reply to @David Amos: FYI Years ago Mary Wilson Higgy's Minister of Economic Development and Small Business waltzed into my office hustling me on behalf of the CFIB and could not run away fast enough when I started putting the questions to her.
val harris
The CFIB shouldn’t even comment how much of a struggle has it been for Louis. He’s done nothing or ever brought anything to the table, I have listened to him the past few years really it’s boring
David Amos
Reply to @val harris: Oh So True
John Smith
This Association is constantly complaining about taxes and paying their fair share so I wonder where they think this money should come from to help their members? The taxpayer?? Obviously not from them because they obviously think the world is a free ride.
David Amos
Reply to @John Smith: Methinks this is more nonsense from just another"Non Profit" NGO that pretends they care as they speak for the downtrodden while helping the governments continue to put the screws to us all N'esy Pas?
Neil MacLean
Business is a risk. If you do something non-essential, then your business is non-essential. At times like this that can cause horrifying reallocation of resources. But a lot folks worship markets....... When businesses stop, I have a big concern for their creditors who are owed something for something that was provided. That is where some of the biggest injustices fall.
David Amos
Reply to @Neil MacLean: Methinks many would agree that you have a hard time finding pity for the banksters in the coming days N'esy Pas?